Mortgage Lender In Florida

Oleksandra (Sasha) Palmer
Sr. Loan Officer NMLS 1561169
Lending Capital Group INC NMLS 1680087

+1 (954) 552 2959
opalmer@lcgloans.com

Welcome! My name is Oleksandra (Sasha) Palmer, and I'm your trusted partner in mortgage solutions. I specialize in a comprehensive range of loan programs to suit your unique needs. From conventional and FHA to VA, USDA, and Jumbo loans, I've got your residential and commercial property financing covered. What sets me apart is my commitment to flexibility – offering innovative non-standard programs like Bank Statements loans, Profit & Loss Statement loans, Investor Loans with no income verification (DSCR), Form 1099 loan program that caters to self-employed individuals, to name a few. My HELOC and various refinancing options ensure you have the financial freedom you deserve. I'm not just a lender; I'm your key to unlocking the door to your dream property and financial success.

Mortgage Lender In Florida
Oleksandra (Sasha) Palmer
Sr. Loan Officer NMLS 1561169
Lending Capital Group INC NMLS 1680087

+1 (954) 552 2959
opalmer@lcgloans.com

Welcome! My name is Oleksandra (Sasha) Palmer, and I'm your trusted partner in mortgage solutions. I specialize in a comprehensive range of loan programs to suit your unique needs. From conventional and FHA to VA, USDA, and Jumbo loans, I've got your residential and commercial property financing covered. What sets me apart is my commitment to flexibility – offering innovative non-standard programs like Bank Statements loans, Profit & Loss Statement loans, Investor Loans with no income verification (DSCR), Form 1099 loan program that caters to self-employed individuals, to name a few. My HELOC and various refinancing options ensure you have the financial freedom you deserve. I'm not just a lender; I'm your key to unlocking the door to your dream property and financial success.

Florida First-Time Homebuyer Programs

Whether you've never owned a home or it's been more than three years since you owned one, I've got exciting options for you. With our conventional loan program, you may be able to secure your dream home with as little as a 3% down payment. If you're looking for even more flexibility, our FHA loan program offers an attractive option with as low as a 3.5% down payment. Let's turn your dream of homeownership into a reality – it's easier than you think!

Bank Statements Loan Program
My Bank Statement loans are perfect non-standard options for self-employed individuals who are unable to document their income with tax returns.
Profit & Loss Statement Loan Program
Self-employed individuals have a more difficult time qualifying for a standard mortgage. I offer a non-standard Profit & Loss Statement loans to help them.
Borrowers can qualify for a loan based on the strength of their business’s Profit & Loss statement only.
Investor Loan Program (DSCR)
This loan allows you to qualify for a mortgage based on cash flow generated from an investment property – through a rental, for example – as opposed to your personal income. A calculation generates a debt-to-income ratio and the higher the ratio, the better.
Foreign National Loan Program
No Social Security Number Required!
I love working with people abroad who want to buy or refinance their property located in the United States. My Foreign National program has a flexible, alternative documentation process with realistic guidelines which helps more borrowers to qualify. My primary focus is to make sure that any borrower who comes through my door has an option to receive financing.
Commercial Property Financing
Unlock the potential of your commercial property investments with my specialized financing and refinancing solutions! Whether you own a warehouse, shopping plaza, or multifamily units, I've got tailored options to suit your unique needs. From competitive rates to flexible terms, my commercial lending expertise ensures you make the most of your investment. Let's explore opportunities for growth and financial success together. Whether you're expanding your portfolio or refinancing to optimize your current holdings, I'm here to make your commercial property journey seamless and profitable.
Welcome video from Oleksandra (Sasha)
I look forward to working with you!
What my customers say ❤️
  • Emiliya C. from Florida
    Realtor at ETampaHomes
    "I highly recommend Oleksandra Palmer as your residential lender. She is very organized, thorough and professional, as well as kind which always make an easy to interact with her. Oleksandra patient and treat people like a family rather than just home loan customers. If you need talk to the lender, please call Oleksandra."
  • Inessa G.
    Nail Technician at NessNails
    "Oleksandra is super professional. She does her job 100%. Responds very quickly, and her advices are very helpful. She accommodated all my requests and I got what I was looking for."
  • Stanislav U.
    Assembler at Mod Zone
    "Sasha is extremely professional and outstanding in the services she offers. We had such a hassle free excellent experience with her for our home purchase. We highly recommend her, we will be referring all our family and friends to Sasha Palmer THE MORTGAGE GIRL!"
I LOVE WHAT I DO!
With me, mortgages made simple, dreams made possible!
HOW TO BUY A HOME
1
Apply
Buying or refinancing your home? Choose an option and get a quote.
We'll study your needs and let you know what type of loan you qualify for.
Apply Now!
2
Get Pre-Approved
We'll provide a pre-approval letter that shows exactly how much you're approved to borrow.
3
Find a House
Find an expert realtor to set you up on an MLS search, take you to showings and when you're ready, they can draft up your offer.
4
Sign & Close
Once you're in contract, we'll walk you through the loan process until your loan is cleared to close and ready to sign all the paperwork for your new home!
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